PM Vishwakarma Yojana 2024: Earn ₹500 Daily, Get Free Training, and Avail a ₹3 Lakh Loan at 5% Interest

PM Vishwakarma Yojana 2024: PM विश्वकर्मा योजना 2024 | Pradhan Mantri Vishwakarma Yojana 2024: Prime Minister Narendra Modi announced the PM Vishwakarma Yojana on February 1, 2023. Under this scheme, eligible beneficiaries will receive various types of training free of charge. During the training, they will be provided with ₹500 per day. Additionally, a sum of ₹15,000 will be transferred via bank transfer for purchasing a tool kit. Earn ₹500 Daily, Get Free Training, and Avail a ₹3 Lakh Loan at 5% Interest – Apply for the Prime Minister Vishwakarma Yojana today!

Under this scheme, members of the Vishwakarma community can receive free training and obtain a loan of up to ₹3 lakhs at a 5% interest rate to start their own businesses. This loan is disbursed in two phases: ₹1 lakh in the first phase and ₹2 lakhs in the second phase.

PM Vishwakarma Yojana 2024 Overview

  • Scheme Name: Pradhan Mantri Vishwakarma Yojana 2024 | PM विश्वकर्मा योजना 2024
  • Beneficiaries: People belonging to all castes of the Vishwakarma community
  • Application Mode: Online/Offline
  • Objective: To provide free skill training and loans for employment
  • Eligibility: All artisans or craftsmen across India
  • Budget: ₹13,000 crore allocated
  • Department: Ministry of Micro, Small & Medium Enterprises

1. Introduction: PM Vishwakarma Yojana 2024

  • What is PM Vishwakarma Yojana?
  • Importance and benefits for artisans and craftspeople.
  • Budget and financial support under the scheme.

2. How to Apply Online for PM Vishwakarma Yojana 2024

  • Step-by-step guide to the registration process.
  • Required documents: Aadhaar, mobile number, bank details, etc.
  • Online application via CSC (Common Service Centre) or official website pmvishwakarma.gov.in.
  • Application stages: Mobile and Aadhaar verification, artisan registration, PM Vishwakarma Certificate, loan application.

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2. How to Apply Online for PM Vishwakarma Yojana 2024?

  1. Visit the official website of PM Vishwakarma Yojana: pmvishwakarma.gov.in.
  2. Click on the ‘Apply’ button on the homepage.
  3. Log in using your user ID and password.
  4. Enter your mobile and Aadhar number to verify your application form.
  5. Upload all the necessary documents.
  6. Finally, download the PM Vishwakarma certificate.

3. Key Features of PM Vishwakarma Yojana

  • Loan schemes with low-interest rates.
  • Toolkits and incentives like the ₹15,000 toolkit subsidy.
  • Skill training and digital empowerment for artisans.
  • Stipend during training: ₹500 per day.
  • PM Vishwakarma ID card and certificate.

4. Eligibility Criteria for Pradhan Mantri Vishwakarma Yojana 2024

Vishwakarma Yojana Eligibility

  • Criteria for artisans (hand tools, traditional craft-based work)| The applicant must be an artisan or skilled craftsman.
  • Minimum age: 18 years.
  • Must not have availed loans under PMEGP, PM SVANidhi, or Mudra in the last five years.
  • Over 140 castes from the Vishwakarma community are eligible.
  • Applicants must possess a caste certificate and identification proof.
  • Only Indian citizens can avail the benefits of the Vishwakarma Yojana.

5. Vishwakarma Yojana Loan Scheme

  • First loan tranche: ₹1 lakh, repayable in 18 months.
  • Second loan tranche: ₹2 lakh, repayable in 30 months.
  • Interest rate: 5% annually.
  • Loan calculator and repayment details.

Benefits of Pradhan Mantri Vishwakarma Yojana 2024

  • Over 140 castes will benefit from this scheme.
  • The government will provide loans for 18 traditional professions.
  • A budget of ₹13,000 crore has been approved for this scheme.
  • Artisans will be issued certificates and ID cards to establish their identity.
  • Artisans can receive training and financial assistance to start their businesses.
  • Under the scheme, artisans can avail loans up to ₹3 lakh at a 5% interest rate.

7. Vishwakarma Toolkit and Silai Machine Scheme

  • Information on the toolkit subsidy for artisans.
  • Details on sewing machine provision for tailors and weavers.

8. PM Vishwakarma Loan Scheme for Artisans

  • How to apply for affordable loans.
  • Subsidy on loan interest for small businesses.
  • Financial empowerment for marginalized groups like SC, ST, OBC, and women.

9. How to Check PM Vishwakarma Yojana Status

  • Procedure to track the status of your application online.
  • Login details and how to use the dashboard for updates.

10. PM Vishwakarma Yojana Beneficiary List

  • How to access the beneficiary list online.
  • Steps to download the list from the official portal.

11. Conclusion

  • Recap of the scheme’s benefits and its long-term impact on artisans and their economic empowerment.
  • Call-to-action: Apply now, and don’t miss out on the benefits of PM Vishwakarma Yojana 2024!

Required Documents for PM Vishwakarma Yojana 2024

  • Identity proof
  • Mobile number
  • Caste certificate
  • Address proof
  • Passport-sized photo
  • Bank account passbook
  • Aadhaar card and PAN card
  • Email ID and mobile number

Objective of Pradhan Mantri Vishwakarma Yojana 2024

The primary goal of the scheme is to support communities often left out of economic programs. This initiative aims to provide proper training to artisans from the Vishwakarma community and offer loans at lower interest rates to help them start businesses.

How to Check the Status of PM Vishwakarma Yojana 2024 Application

  1. Visit the official website of the Yojana.
  2. Click on the ‘Application Status’ option.
  3. Enter your application number to check the status.

How to Log in as a CSC User in PM Vishwakarma Yojana

  1. Visit the official Yojana website.
  2. Click on ‘CSC User Login’ and log in using your user ID and password.

What is the ₹15,000 benefit under PM Vishwakarma Yojana?

The central government provides registered individuals under the Vishwakarma Yojana with an amount of up to ₹15,000 in the form of a toolkit voucher. With this amount, individuals can easily purchase tools related to their work, making their tasks more convenient and efficient.

How to Register for PM Vishwakarma Yojana 2024?

PM Vishwakarma Yojana Registration – To apply for the PM Vishwakarma Yojana, you first need to visit the official website at pmvishwakarma.gov.in. After visiting the official website, you will need to download the Vishwakarma Yojana form. Once you click on the option to apply online for the Vishwakarma Yojana, fill in all the required information and then click on the submit option.

What is the last date for Vishwakarma Yojana 2024?

The last date to apply for the Pradhan Mantri Vishwakarma Yojana in 2024 is set for December 31, 2024. If you want to receive training through this scheme, you can submit the online application form via the official website before the deadline.

PM Vishwakarma Yojana Online Apply 2024 Last Date?

  • Many people are wondering about the last date to apply for Vishwakarma Yojana 2024. To clarify, the PM Vishwakarma Yojana will be implemented in the first phase for five years, until 2027-28. This means you can apply for the Vishwakarma Yojana online until the end of the financial year 2027-28.
  • Thus, the last date for Vishwakarma Yojana is March 31, 2028, which may be extended if the government decides to continue the scheme further.

General FAQs about Pradhan Mantri Vishwakarma Yojana 2024

1. What is the Pradhan Mantri Vishwakarma Yojana?

  • It is a government initiative aimed at providing loans at a lower interest rate and free skill training to artisans and craftsmen from the Vishwakarma community to help them start their own businesses and become self-reliant.

2. Who can benefit from the Pradhan Mantri Vishwakarma Yojana?

  • The scheme is open to over 140 castes of artisans and craftsmen from the Vishwakarma community who are Indian citizens with a valid caste certificate.

3. How can I apply for the Pradhan Mantri Vishwakarma Yojana?

  • You can apply for the scheme online through the official website or offline by visiting your nearest CSC center and filling out the form.

4. How much loan can I get under the Pradhan Mantri Vishwakarma Yojana?

  • You can avail a loan of up to ₹3 lakh at a 5% interest rate, provided in two phases—₹1 lakh in the first phase and ₹2 lakh in the second phase.

5. Is there an age limit to apply for the Pradhan Mantri Vishwakarma Yojana?

  • Yes, the applicant must be at least 18 years old to be eligible for the scheme.

By taking advantage of the benefits offered under this scheme, artisans and craftsmen can develop their skills and become self-sufficient, achieving economic stability and recognition in society.